🇨🇦 Licensed in Ontario, Canada
Protection and tax-sheltered investment — in one flexible policy. I'll find the right structure for your long-term goals.
Universal life (UL) separates the insurance and savings components of a policy. You pay a premium that covers the cost of insurance, and any excess is deposited into a tax-sheltered investment account within the policy.
Universal life is a powerful tool but requires careful design. I model different premium scenarios so you understand exactly how your policy will perform over time.
