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🌍 Visitor & Travel

Travel Insurance

Comprehensive travel protection for Canadians heading abroad. Medical, trip cancellation, baggage, and more — all compared across top carriers.

What Travel Insurance Covers

🏥 Emergency Medical

Covers hospital, doctor, ambulance, and medical evacuation costs if you get sick or injured abroad. Provincial health covers very little outside Canada.

✈️ Trip Cancellation

Reimburses prepaid, non-refundable trip costs if you must cancel due to illness, injury, family emergency, or covered events.

🧳 Baggage & Delay

Covers lost, stolen or damaged luggage, and extra expenses if your flight is delayed for a covered reason.

Do I Need Travel Insurance?

  • OHIP covers less than 10% of emergency costs abroad
  • A helicopter evacuation can cost $50,000–$100,000+
  • A week in a US hospital can cost $50,000+
  • Annual multi-trip plans save frequent travellers significantly
  • Credit card coverage is often limited — verify before relying on it

💡 Annual vs. Single Trip

If you travel more than twice a year, an annual multi-trip plan often costs less than two single-trip policies combined.

I'll run both options and tell you exactly which one makes more sense for your travel habits.

Ready to Get Protected?

No pressure. No obligation. Just honest advice and the best coverage for your needs.

⚡ Get a Free Quote 📞 Call (647) 995-5891
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