🇨🇦 Licensed in Ontario, Canada
W
I
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Wisdom · Integrity · Zeal

Travel Insurance,
done right.

Medical emergencies abroad can cost tens of thousands. Compare 25+ travel plans — same-day coverage.

What Travel Insurance Covers

🏥 Emergency Medical

Covers hospital, doctor, ambulance, and medical evacuation costs if you get sick or injured abroad. Provincial health covers very little outside Canada.

✈️ Trip Cancellation

Reimburses prepaid, non-refundable trip costs if you must cancel due to illness, injury, family emergency, or covered events.

🧳 Baggage & Delay

Covers lost, stolen or damaged luggage, and extra expenses if your flight is delayed for a covered reason.

Do I Need Travel Insurance?

  • OHIP covers less than 10% of emergency costs abroad
  • A helicopter evacuation can cost $50,000–$100,000+
  • A week in a US hospital can cost $50,000+
  • Annual multi-trip plans save frequent travellers significantly
  • Credit card coverage is often limited — verify before relying on it

💡 Annual vs. Single Trip

If you travel more than twice a year, an annual multi-trip plan often costs less than two single-trip policies combined.

I'll run both options and tell you exactly which one makes more sense for your travel habits.

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