Privacy Policy

1. Who We Are

Shivang Goyal is an independently licensed insurance advisor (LLQP) holding a Master of Engineering (MEng). He serves clients across Canada from Ontario. Contact details:

• Phone: (647) 995-5891
• Email: shivang.goyal.financial@gmail.com
• Licensed provinces: ON, BC, AB, MB, SK, NS, PEI, NB

2. What Information We Collect

We collect personal information only when you voluntarily provide it through a contact or quote request form. This may include:

• Your name, email address, and phone number
• The type of insurance or service you are interested in
• Any message or details you choose to share

We do not collect sensitive health or financial information through this website. Any such information needed for an insurance application is collected through secure, carrier-approved processes.

3. How We Use Your Information

Information you submit is used only to:

• Respond to your quote or consultation request
• Follow up on services you have expressed interest in
• Send relevant information if you have consented to receive it

We do not sell, rent, trade, or share your personal information with third parties for marketing purposes.

4. Cookies and Analytics

This website may use basic analytics tools to understand how visitors use the site. This may involve collecting non-personal data such as browser type, pages visited, and general geographic region. No personally identifiable information is collected through cookies without your knowledge. You can disable cookies through your browser settings at any time.

5. Third-Party Links

This website contains links to third-party sites including FinlyWealth (finwiz.finlywealth.com) and insurance carriers. We are not responsible for the privacy practices of those external sites. Please review their privacy policies before providing personal information.

6. Data Security

We take reasonable steps to protect information you provide. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of any data transmitted to or from this website.

7. Your Rights Under PIPEDA

Under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA), you have the right to:

• Access the personal information we hold about you
• Request corrections to inaccurate information
• Withdraw consent to use of your information (subject to legal or contractual restrictions)
• File a complaint with the Office of the Privacy Commissioner of Canada

To exercise any of these rights, contact us at shivang.goyal.financial@gmail.com or (647) 995-5891.

8. Data Retention

We retain your contact information only as long as necessary to fulfil the purpose for which it was collected, or as required by applicable law. If you request deletion and there is no legal obligation to retain it, we will comply promptly.

9. Children's Privacy

This website is not directed at individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has submitted information through this site, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the website after changes are posted constitutes acceptance of the updated policy.

11. Contact