🇨🇦 Licensed in Ontario, Canada
📞 (647) 995-5891
W
I
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Wisdom · Integrity · Zeal

Protect what you build,
for generations.

A smart estate plan starts with the right coverage. I'll help you structure it properly — no guesswork.

Why Estate Planning Matters

Without proper planning, your estate can face probate delays, unexpected taxes, family disputes, and assets going to unintended beneficiaries. A proper estate plan ensures your wishes are honoured and your family is protected.

  • Will preparation (through partnered estate lawyers)
  • Power of attorney (property & personal care)
  • Beneficiary designation review
  • Life insurance to cover final tax liability
  • Joint last-to-die policies for couples
  • Corporate estate freeze strategies
  • Charitable giving through insurance

📊 The Tax Problem at Death

In Canada, your RRSP/RRIF is fully taxable on death. A $500,000 RRSP could generate $200,000+ in taxes. Life insurance is the most cost-effective way to fund this liability and preserve your estate.

💡 My Approach

Estate planning is more than a will. I look at your insurance, investments, and family situation together to make sure what you've built actually gets where you want it to go.

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