🇨🇦 Licensed in Ontario, Canada
📞 (647) 995-5891
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I
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Wisdom · Integrity · Zeal

Protect your income,
protect your family.

Your ability to earn is your most valuable asset. I'll find coverage that pays if you can't work.

Why Disability Insurance Matters

1 in 3 Canadians will experience a disability lasting more than 90 days during their working years. Yet most people insure their car and home but not their income — the asset that pays for everything else.

  • Replaces 60–85% of your pre-disability income
  • Own-occupation definition (best protection)
  • Benefits paid tax-free (personally-owned policy)
  • Short-term and long-term options
  • Cost of living adjustment (COLA) riders available
  • Non-cancellable and guaranteed renewable options

👷 Especially Important For:

  • Self-employed Canadians with no group benefits
  • Professionals (dentists, engineers, lawyers)
  • Anyone who relies on their physical ability to work
  • Business owners who want to protect business income

💡 Don't Rely on CPP Disability

CPP disability pays an average of ~$1,100/month — far less than most people need. A proper disability policy is designed around your actual income and lifestyle.

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